China’s sovereign digital currency could be launched later this year, with the likes of Alibaba’s Alipay and Tencent’s WeChat.
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Bitcoin will halve for the third time since its inception, and it is starting to act more like gold than a fiat currency.
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Examples of e-money are bank deposits, electronic fund transfer, payment processors,
Examples for hard currencies are: Western Union, KlickEx, or Bitcoin.
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